4 Disturbing Experiences Homeowners Go Through While Buying That No One Speaks Of – Local Records Office

LOCAL RECORDS OFFICE: Let’s face it, buying a home is a tiring and sometimes a scary experience. However, home buying sometimes can be just plain annoying. Here are four common occurrences to be prepared for when buying a home.

For first-timers, buying a home can be an intimidating and terrifying experience, punctuated by moments of uncertainty and utter frustration says, Local Records Office. You might wonder what strange land you’ve wandered into and feel like you’re about to completely lose your mind.

READ MORE: When Being a Real Estate Agent Becomes Dangerous – Local Records Office

If you know what to expect heading into the home buying process, you can navigate it like a cool-headed pro and keep from being a funny story at the real estate agency’s holiday party.

Local Records Office says, “when buying a home stressful things will happen at many different junctures, and chances are you’ll experience at least some of these possibilities”:

  1. Dealing With Disorganized Real Estate Agents

You find a great house online and call the listing agent, expecting someone who’s eager to make a big sale to answer the phone and quickly set up an appointment. Much to your disappointment, you get sent to voicemail and are forced to leave a message. A day or two goes by without any sign of life, and you start to grow impatient or perhaps a little angry at the home buying process. Do they not care? Did the house already sell? What is it?

Local Records Office says, “agents deal with many properties at the same time when buying a home”. One will call you back, and when she does, she’ll set up a time to see the house within the next few days. This, too, will be annoying to you. You’ve now waited almost an entire week to see the property — but don’t freak out. You’re on the schedule.

READ MORE: The Dark Side of Being A Real Estate Agent – Local Records Office

When you finally arrive at the house for your tour, the agent will likely struggle to get the key out of the lockbox. He or she will shuffle through a stack of papers and perhaps make a few phone calls in search of the right combination — and you’ll be standing there, dwelling on the five days you’ve spent arranging this visit.

Don’t lose your cool. He’ll find the combination, he’ll open the door, and you’ll get to take a long-awaited tour of your dream home.

  1. Going Back and Forth With the Original Deal

Loving the house as you do, you want to make an offer. Your agent will need to gather a lot of paperwork before this can happen — a home buying process that can take a few days. Be sure to remain patient here; this is just the beginning of what will likely be a long, tedious process.

Once you get all of the paperwork together and sign what feels like hundreds of documents, you’ll submit an offer you think the seller just has to accept. You envision the seller jumping for joy when he sees how reasonable it is, and you’re convinced he’ll say “yes” on the spot — but this almost never happens. You might not hear anything for days.

Local Records Office says, “once the seller does respond, you’ll be extremely lucky if he accepts your first offer”. He’ll probably make a counteroffer, and if you’re not crazy about it, you can choose to counter that offer, and he can counter your counteroffer — and so on. Each round of offers when buying a Home requires a fresh batch of signatures and paperwork, and this can stretch on for days or weeks. You’ll want to freak out every time you hear the word “counteroffer,” but don’t; this is a natural part of the home buying process.

  1. Piles and Piles of Paperwork

If you thought your real estate agent liked paperwork, wait until you meet your lender.

You’ve already been pre-approved for a loan, but now that it’s time to apply for an actual loan for an actual house, you’ll be asked for copies of financial documents you never knew you had. It will seem ridiculous, and you’ll wonder why he didn’t ask for all of it in the first place. Just remember the lender is on your side; he wants you to get this house, so don’t freak out.

READ MORE: Local Records Office is Rising Over The Competition Focusing on Quality Over Quantity

If you’re applying for an FHA loan, that can take 30 to 45 days to process from the date of the purchase agreement. It’s a long time, but that’s just how it is when home buying. Don’t let it get to you.

  1. Wary Home Inspection

Before a lender will approve a loan, he’ll require a home inspection. Inspectors make a living off of finding a multitude of defects, so be prepared for your delightful little dream home to have a termite problem, a leaky roof, mold growing in the basement, or electric wiring that needs repair. Unless it’s a brand-new house, nothing in that inspection report should shock you.

Once the list of issues finds its way into your hands, it’s normal to ask the seller to shoulder the cost of a few of the repairs. This in itself can be a negotiation process when home buying, so be prepared for some back and forth. It’s worth it to have most of the problems fixed before you move in. That way, you can focus on enjoying your new home, rather than focus on finding a plumber to unclog the basement sink.

If the inspection report is especially scary, consider asking the seller to pay for a one-year home warranty. This will end up making any further issues that pop up much, much cheaper to fix.

There will be times during the home buying process that will make you want to give up and live in a van down by the river. But if you keep a cool head throughout the not-so-cool parts of this experience, you’ll have plenty of reason to celebrate. Throw a big party for your family and friends, put that patio to use, and make some new memories.

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5 Early Warning Signs That You Should Stay Away from a Property – Local Records Office

Local Records Office, NORWALK, CA – There is nothing like the sad realization that your dream property is not as great as you first thought. Indeed, finding out that you have several thousand dollars worth of home repairs is no one’s idea of fun.

While a complete home inspection and a good dose of common sense will help you avoid the worst, there are some things that you should also be wary of. Here are five warning signs to heed before you sign that contract to buy your dream home.

  1. Internal Property Complication

Some internal problems for properties are easy to identify, such as termites, damp spots, and cracks in the walls and ceilings. Other problems are equally as serious yet often hidden by the sellers. For example, cracked tiles in bathrooms may indicate water damage, mold that there are ventilation problems, and brown areas that the wiring connection is poor.

Read More: 12 Red Flags That Should Raise Concern on Inspection

Other things to consider include water pressure, sticking windows, pipe and drain leaks, insulation levels, and pests of various kinds. It is best to run through these items like a checklist, seeing which areas you may need to obtain a professional inspection to check.

  1. External Problems

Likewise, there are various external problems for properties that are hidden from the overexcited homebuyer. One crucial element is orientation. For example, if you will be working from home and yet the property’s study receives very little natural light, you may want to reconsider.

Other elements include the condition of the fuse box, signs of asbestos, blocked drains, roof damage, garden watering systems, condition and age of nearby trees, and pollution levels. Once again, when you have done an initial assessment, you can then hire a professional for an official assessment.

Read More: Landlord From Hell – Local Records Office
  1. Missing or Incomplete Documentations

If you think you can’t be a victim of fraud, think again. If you choose to buy your property without having all the necessary documents, you could be in a very dangerous situation, not just financially, but legally and emotionally too. The best bet to avoid such a scenario is to hire a solicitor to help with your purchase. The couple thousand that you may pay is well worth it compared to how much you could lose if you go about it by yourself.

  1. Sketchy Property History

When was the property first built? What was on the land before? Why have there been so many different tenants? If you are unable to find out the answer to these questions, either because you cannot access the information physically or the seller is giving vague answers, think twice.

There is a high chance they may be trying to cover up a shady past or incident. You are best to avoid such properties. If for some reason you still want to buy the property and want the “complete” history on the property make sure you contact “Local Records Office”.

  1. Unethical Real Estate Seller

Furthermore, if the sellers, whether a person or real estate agency, cannot answer even basic questions regarding the property for sale, you may want to reconsider your purchase. An unwillingness or lack of knowledge in answering questions suggests that either the sellers are hiding something or else not interested in selling the property. You should not pursue such properties further.

To learn more about property history and Local Records Office go to www.LocalRecordsOffices.com

Erratic Weather Related to El Nino, Global Warming?

WIRE TELEGRAM – WASHINGTON: Astrid Rau just baked 16 kinds of Christmas cookies, including a batch in the shape of snowflakes. But she’s nevertheless having trouble getting in the holiday spirit, thanks to forecasts that have the temperature in her hometown of Perkasie, Pennsylvania, hitting 72 degrees on Thursday.

“I associate cold with Christmas,” the 55-year-old says. “And if it’s warm it just doesn’t feel quite right to me.”

A weather pattern partly linked with El Nino has turned winter upside-down across the U.S. during a week of heavy holiday travel, bringing spring-like warmth to the Northeast, a risk of tornadoes in the South and so much snow across the West that even skiing slopes have been overwhelmed.

In a reversal of a typical Christmas, forecasters expect New York to be in the mid-60s on the holiday — several degrees higher than Los Angeles.

The mild conditions have helped golf courses in New England do brisk business, but the pattern comes at a steep cost for ski resorts that have closed and for backcountry skiers who confront avalanche risks. And like Rau, many Americans complain that it just doesn’t feel like the holidays without a chill in the air.

READ MORE: Climate Change is Causing World’s Biggest Lakes to Dry. Global Warming?

“It’s been a great snow season so far from the Rockies to the higher elevations in the Cascades and the northern Sierras, and it’s been the total opposite on the East Coast,” said Bob Oravec, lead forecaster with the National Weather Service.

Big parts of the county are basking in above-average temperatures, especially east of the Mississippi and across the Northern Plains. Record warmth was expected on Christmas Eve along the East Coast, Oravec said.

He laid the credit — or blame — with a strong El Nino pattern, the warming of surface waters in the Pacific Ocean near the equator. That’s helped drive warm air west to east across the Lower 48 and kept colder air from the Arctic at bay, he said.

In the Pacific Northwest and California, the effects of El Nino haven’t really hit yet. They’re typically seen in January through March, and the heavy rains and snows in the region are probably not linked to the phenomenon, said Washington State Climatologist Nick Bond.

The winter in the Pacific Northwest is still predicted to be drier than normal, so the series of storms that dumped feet of snow in the Cascades this month and piled the snowpack back above normal, was helpful, he said.

Come summer, farmers and salmon alike will rely on that melting snow.

In Washington, authorities have closed the state’s main east-west route, Interstate 90, over the Cascade Mountains repeatedly this week due to heavy snows and avalanche danger. Officials closed a sledding hill near Snoqualmie Pass on Tuesday because the storm kept the state Transportation Department from plowing the parking lot. On Sunday, a heavy storm closed Oregon’s Mount Ashland Ski Area when it knocked out power.

California is in its driest four-year span on record, and experts anticipate a possible fifth year of drought. Weather forecasters say a strong El Nino weather system could drench the state, but one good, wet winter won’t be enough to rehydrate the parched land. A fresh round of chilly rain was expected to hit San Francisco late this week. The same system was expected to drop some 4 feet of snow in the Sierra Nevada Mountains.

While ski resorts celebrated a deluge that threatened to drop almost 2 feet of snow in parts of Colorado’s mountains, forecasters warned of serious avalanche risks.

An avalanche near the Montana-Wyoming state line on Sunday buried three snowmobilers, killing a 33-year-old North Dakota man. Another avalanche partially buried a ski patrol employee at the Snowbasin resort, about 45 miles north of Salt Lake City, and two snowboarders were caught in a backcountry slide southwest of Breckenridge Ski Area on Saturday. They escaped serious injury.

“We’re giving our generally weak snowpack a very large and rapid load, and it’s unlikely to be able to hold up,” said Brian Lazar, deputy director of the Colorado Avalanche Information Center. Warnings and advisories were posted for much of Colorado’s high country, with an emphasis on the risk of large, dangerous slides in steep terrain.

Meanwhile, the National Weather Service said the most recent storm had raised the level of Lake Tahoe by about 2 inches since midnight Monday. Officials calculated that that’s nearly 6.4 billion gallons of water.

Elsewhere, severe thunderstorms and possible tornadoes were forecast for Wednesday in northern Alabama, northern Mississippi, Arkansas, and western Tennessee. Tornadoes are not unheard-of in the region in late December, but the extreme weather, driven by warm temperatures and large amounts of moisture in the atmosphere, was nonetheless striking, said Jeff Masters, director of meteorology at Weather Underground.

In addition to El Nino, a weather pattern called the North Atlantic Oscillation is also helping keep cold air bottled up in the Arctic. Combine that with warm temperatures around the planet from man-made global warming, he said, and you have a recipe for intense weather: “There are a couple of natural patterns at work, and then there’s this human-caused component too.”

With such balmy temperatures in the Northeast, Pine Oaks Golf Club in Easton, Massachusetts, is probably having its busiest December since it was built more than 50 years ago — a bonus for a club that doesn’t count on much winter revenue.

“We’ve got 65 degrees coming up on Christmas Eve,” said Scott Ibbitson, a golf specialist at the course. “It’ll be our busiest December day ever.”